초등학생의 합리적 소비습관과 경제이해력과의 관계분석

Abstract

We have conducted a survey subjecting 6th graders in elementary school regarding rational spending habits and their understanding of economics simultaneously on students living in the metropolitan area and the non-metropolitan area in order to analyze any relationship between the two variables. Further, we have attempted to analyze whether there was any meaningful difference in the level of rational spending habits and the understanding of economics between students in the metropolitan area and the non-metropolitan area. As a result of the analysis, we have accepted the following sub-hypotheses: 1) Planned spending will have a positive influence on having a rational consumption habit, 2) Frugal spending will have a positive influence on rational spending, 3) Showy spending will have a negative influence on rational spending, and 4) Money management will have a positive influence on rational spending. As a result, we have accepted the overall hypothesis which states that rational spending habits will have a positive influence on the understanding of economics. Note that a rational spending attitude assumes a rational decision making, and the analysis indicated that an elementary school student’s planned spending attitude had a large influence on his/her understanding of economics. Therefore, we’ve obtained the following important conclusions: 1) Rational spending habits have a close relationship with the understanding of economics, and 2) since such habits provide an important background in character formation that direct children’s development, encouraging them to maintain positive spending habits and correct negative spending habits will provide much help in their understanding of economics. However, the hypothesis proposition that stated that there would be a difference in the level of rational spending habits’ influence on the understanding of economics between the students living in the metropolitan area and the non-metropolitan area was rejected through control effect test. It was deemed that there was no control effect due to region identification between the metropolitan area and the non-metropolitan area.