비대면 원격의료 서비스에서 소비자의 신뢰유형이 지속사용의도에 미치는 영향 연구: 지각된 위험의 조절효과를 중심으로
A Study on the Effect of Consumer's Trust Type on Continuance Intention in Non-face-to-face Telemedicine Services: Focused on the Moderating Effect of Perceived Risk
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초록
본 연구는 비대면 의료 서비스에서 신뢰 유형이 지각된 유용성, 만족도와 지속적인 사용 의도에 미치는 역할을, 그리고 신뢰와 지속적인 사용 의도 사이에서 지각된 위험의 조절 작용을 밝히는 데에 목적이 있다. 이를 위하여 먼저 기대일치이론(ECT)을 바탕으로 신뢰 유형학을 활용하여 신뢰를 세 가지 차원으로 구분하였고, 구조 방정식 모델을 통해 465건의 온라인 사용자를 대상으로 한 유효한 조사 데이터를 분석하였다. 연구 결과는 다음과 같았다. 신뢰의 세 가지 차원은 사용자의 만족도와 지각된 유용성에 유의미한 긍정적 영향을 미치며, 나아가 지속적인 사용 의도를 촉진하는 것으로 나타났다. 반면에 사용자의 지각된 위험은 신뢰와 지속적인 사용 의도 사이의 긍정적 관계를 약화시키는 것으로 밝혀졌다. 본 연구는 비대면 의료 서비스에서 소비자의 지속적인 사용 의도에 영향을 미치는 신뢰와 위험의 유형에 대하여 새로운 견해와 통찰력을 제공한다는 점에서 의의를 찾을 수 있다. 원격 의료 서비스 분야에서 ECT의 적용 가능성을 검증하였으며, 더 나아가 비대면 의료 서비스에 대한 사용자의 태도와 행동을 이해하는 데에 있어 새로운 시각과 실증적인 뒷받침을 제공하였다.
Abstract
In this study, based on Expectancy Confirmation Theory (ECT) and using trust typology to categorise trust into three dimensions, the role of trust typology in non-face-to-face medical services on perceived usefulness, satisfaction, and continuance intentions was investigated through structural equation modeling by analysing the survey data from 465 valid responses. The moderating role of perceived risk in the relationship between trust and continuance intentions was also investigated. The results show that user satisfaction has a significant positive effect on the three dimensions of trust, which in turn promotes continuance intention. However, users' perceived risk weakens the positive relationship between trust and continuance intention. This study provides new insights into clarifying which types of trust and risk affect consumers' continuance intention in non-face-to-face services. In addition to validating the applicability of ECT in the field of telemedicine services, it also provides new perspectives and empirical support for understanding users' attitudes and behaviors towards non-face-to-face medical services.
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