동산담보제도 활성화를 위한 실무적 제언 - 사물인터넷을 이용한 동산담보물 관리와 시스템 구축을 중심으로 -

Abstract

Under capitalism, the collateral system is a major means of facilitating the economy based on the flexibility of funds. Therefore, it is a well-known fact that the methods and contents are diversified according to social development. Especially, the development of the mortgage security system has established an institutional basis and it is important to establish a more practical institutional basis in keeping with the recent industrial revolution. At this point, it is very meaningful to reconsider the introduction process and main contents of the mortgage security system and to grasp the current status and problems of the system. Especially, it is urgently required to manage movable property collateral and establish information system using Internet of things. Therefore, not only the additional maintenance of the relevant legal system, but also the institutional infrastructure, it will become very important to build the infrastructure of the related industries. In order to secure the effectiveness of the legislative restructuring and institutional infrastructure for settlement and revitalization of mortgage-backed loans, it is considered that continuous interest and efforts are needed not only for financial institutions and financial supervisory agencies but also for the society at large. In the end, the support of policy authorities and the development of related industries are important. Especially in the case of personal property, appraisal is much harder to assess, so the expertise of setting standards for new schemes will be important as well as the general experience of the industry.