소상공인 사업변동성 요인과 사회안전망에 관한 연구

Abstract

This study identified business volatility factors affecting small business, analyzed the impact of business volatility factors on the management performance of small business owners, and investigated ways to expand the social safety net to revitalize and support small business owners. As a result of the study, it was confirmed that the burden of fixed costs for small business owners is deepening, sales are decreasing due to commercial and economic fluctuations, and costs are increasing due to government policy factors. As a result of analyzing the volatility of operating cost, it was confirmed that the reduction in sales was higher than the variable cost as the sales decreased. The social safety net most needed for small business owners was found to support insurance premiums, ease tax burdens and lend emergency living expenses. Through these analysis results, quantitative evidence is presented that the factors of business volatility can worsen the business of small business owners, and it is suggested to expand the social safety net for small business owners struggling with various business volatility factors.