핀란드의 인구고령화와 연금제도의 변화
Finnish Pension Reforms to respond to Ageing
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초록
이 연구는 1990년대 후반부터 최근까지의 인구고령화에 대응하는 핀란드 연금개혁 내용과 방향을 살펴본 것이다. 핀란드 연금개혁에서는 고령노동자가 더 오래 일하도록 만드는 것을 목표로 강조하였으며, 제도에 인구 요소를 적극 반영하였다. 이는 한국 연금개혁이 재정안정성과 보장성 사이의 대립을 넘어 ‘고령자의 일’을 핵심 의제로 포함하고, 기여기간과 수급기간의 비율 조정을 개혁 목표로 고려할 필요가 있음을 시사한다. 또한 핀란드 연금개혁에서는 인구요소를 연금에 반영하여 낮아진 보장성을 보완하기 여러 보완조치가 이루어졌다. 이는 한국 연금체계의 고령화에 대한 대응에서도 최저연금보장 기준을 도입할 필요성을 시사한다.
Abstract
This article investigates the direction of Finnish pension reforms to respond to ageing. It was especially emphasized to make old workers work longer as the goal of the pension reforms in Finland. Population factors were included in calculations of pension benefits and pension age. These suggest that it is needed to embrace ‘longer work of the old’ as an essential issue beyond the conflict between financial sustainability and adequacy in Korea, too. For example ratio of contribution period to benefit receive period can be the goal and the indicator of the effects of the reforms. Reduction in benefit due to inclusion of population factors in pension calculation were compensated by various measures in Finnish pension reforms. It suggests the need to comply with minimum income guarantee standard in Korean pension system to respond to ageing.
참고문헌 (36)
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