다층적 공사연금의 구조와 운영에 관한 연구: 소규모 사업장의 퇴직연금 적용을 중심으로

Abstract

Although the private retirement pensions have been implemented for more than five years in Korea, it has not yet taken off as expected. From 2011,it would be mandatory for small-size enterprises to provide retirement pension plans for their employees. The aim of this paper is to identify policy instruments that would be required to cover those workers. The paper,first, analyses enterprise retirement pension plans within the perspective the multi-tier public/private pension system in Korea: the perspective of income security, choice and portability. Secondly, base on survey of employees in small-size enterprises, this study find that employees in small-size enterprises do not have adequate plans for income security at retirement, and that they do have relevant information on retirement pension plans. This paper argues that the government should make sure that there will be pension insurers who will cover those employees. It also emphasizes that it would be necessary to establish an internet portal site, which furnishes information about retirement pensions and could be used as educational tools for users to plan their income at retirement in relation to the National Pension Programme.