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주택 금융환경이 주택가격에 미치는 영향에 관한 연구 -수도권을 중심으로-

A Study of about the Influence of House Price on Housing Financial Environment -The Case of Seoul Metropolitan Area-

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키워드

주제분류경영학

초록

The house price rise suddenly is not only Economic stability but economic, mental state of a heavy burden to people. This paper is a house finance environment analyzed in this research about the rise factor of the house price and the result to present the plan to the natural disposition. The financial institute has an influence on the disguised demand extension of the house and The mortgage Lending in commercial Banks with the earnings as the stability high than the industry loaning. A house finance environment changes and will go from economic factor of the variety of the life style, the housing conditional according to the income level, a children education condition, and the population structure many this little. The disposition of the house need changes according to this and will have an influence on the house price. Necessary for a house market environment house policy of the market need which the consistency reflects so that we are suitable and is desired.

Abstract

The house price rise suddenly is not only Economic stability but economic, mental state of a heavy burden to people. This paper is a house finance environment analyzed in this research about the rise factor of the house price and the result to present the plan to the natural disposition. The financial institute has an influence on the disguised demand extension of the house and The mortgage Lending in commercial Banks with the earnings as the stability high than the industry loaning. A house finance environment changes and will go from economic factor of the variety of the life style, the housing conditional according to the income level, a children education condition, and the population structure many this little. The disposition of the house need changes according to this and will have an influence on the house price. Necessary for a house market environment house policy of the market need which the consistency reflects so that we are suitable and is desired.

참고문헌 (13)

  1. 김원수, "주택정책효과의 실증적 분석", 박사, pp.2005
  2. 진영남, "교육환경이 주택가격에 미치는 효과에 관한 실증분석", 박사, pp.2006
  3. 김영선, "경기변동 요인이 부동산가격에 미치는 영향에 관한 연구", 석사, pp.2006
  4. 박헌수, "부동산 시공간자료를 활용한 부동산가격지수 추정에 관한 연구, 국토 연구원 2004-8, pp.22~36", ~ (2004)
  5. 박헌수, "서울 아파트가격지수 추정에 관한 연구Ⅱ, 국토 연구원 2004-10, pp.25~38", ~ (2004)
  6. 이용만, "시간변동계수모형을 이용한 주택가격의 기대상승률 추정", 부동산학연구, 8(2), pp.21~28 (2002), 한국부동산분석학회
  7. 조동철, "저금리시대의 부동산가격과 통화·조세정책에 대한 시사점", KDI정책포럼, (166) (2003), 한국개발연구원
  8. 정규일, "자산가격과 유동성 간의 관계분석", 한국경제연구, 17(255), pp.257~287 (2006), 한국경제연구학회
  9. 차문중, "주택가격의 결정요인과 정책적 시사점에 대한 연구, 주택시장분석과 정책과제 연구, 한국개발연구원", ~ (2004)
  10. 김용민, "부동산정책론" (2005), 형설출판사
  11. 안정근, "현대부동산학 제3판" (2005), 법문사
  12. 김규진, "부동산 금융과 투자 제12판" (2006), 부연사
  13. Kim, K.H., "Housing and the Korean Economy", Journal of Housing Economics, 13, pp.321~341 (2004)

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