패스워드 보안행위의도에 영향을 미치는 요인
Factors that Affect the Intention of Password Security Behavior
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초록
최근 다양한 핀테크 기술과 바이오 인증의 발달로 인해 사이버 공간에서의 금융 거래 및 전자 상거래가 더욱 빠르고 간편하게 이루어지고 있다. 그러나 이러한 새로운 서비스들에서조차 패스워드를 이용한 사용자 인증 방식은 여전히 큰 비중을 차지하고 있다. 따라서 안전한 패스워드의 생성과 관리는 개인의 정보와 자산을 지키기 위한 기초적이고 필수적인 사항이라고 할 수 있다. 본 연구에서는 설문을 통하여 사용자들의 패스워드 사용 실태를 알아보고,건강신념모델을 활용하여 패스워드 보안행위의도에 영향을 미치는 요인을 분석하였다. 그 결과, 지각된 민감성, 지각된 심각성, 지각된 이익, 지각된 장애가 패스워드 보안행위의도에 유의한 영향을 미치는 것으로 분석되었으며, 그 중지각된 심각성이 다른 요인들에 대하여 조절효과를 갖는 것으로 나타났다.
Abstract
Recently, financial transactions and electronic commerce in cyberspace are being performed more quickly andconveniently, with the development in diverse types of fintech and biometric authentication. But user authentication usingpasswords still occupies a big proportion even in these new services. therefore, safe creation and management of passwordsis fundamental and indispensable to protect personal information and asset. This study examined the patterns of passwordusage by conducting a survey and analyzed factors influencing password security behavior intentions using the heath beliefmodel. As a result, perceived susceptibility, perceived severity, perceived benefits, and perceived barriers significantly affectedsecurity behavior intentions, and especially, perceived severity had a moderating effect in other factors.
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