해운ㆍ조선산업의 안정화를 위한 선박금융의 기능과 법제도 - 선주사 육성을 중심으로 -

Abstract

Ship finance plays important role for shipping and shipbuilding business. Ship finance allows a ship owner to build the vessels at a dock yard by providing loans to it. Ship finance also provides the refund guarantee for the benefit of the shipyard. Korean shipping and ship building business shows tendency to be easily affected by economic cycle. Ship building business takes risk caused by the time difference between the time of entering into the contract and the actual delivery time after full construction of the ordered vessel. In the shipping business, the ship owners faces hard situation due to too much loan for the vessel’s construction. The writer tried to address the role of the ship finance to improve the weak Korean shipping and ship building business. Raising the owner company is very helpful for shipping and ship building business as well. The owner company is a good type of new business and prohibit leaking Korean money into foreign owner’s company. Korean ship owner’s company may supply a superior vessel to the Korean operator. If the Korean ship builder makes its own subsidiary as the ship owner, it may escape from the risk of short demand for ship building. The people should understand the special characteristics of the shipping and ship building business positively with the long term perspective. The commercial bank should carry out its function as the means for providing loans and security for the benefit of the ship owner and shipyards. In order to fill the gap of the money needed to build the ordered vessel, special fund or mutual insurance may be established. There is need to insert a default provision to pay the installment evenly according to the sequence of building the vessel from the ship owner to the ship yard.