공무원연금법 개정에 따른 공무원정년 후 소득공백 문제 대응방안 연구

Abstract

A purpose of this study is to investigate the effect of revised Public Officials Pensions Act in 2016 on income disruption after public officials retire. The revised act gradually raises the age when public officials are entitled to pensions from 61 years in 2022 and from 65 in 2033. Therefore, this study assumes the raised pensioners’ age will exacerbate income disruption after public officials retire. Additionally, the raised pensioners age will be directly associated with decreasing public officials competitiveness, job satisfaction and commitment and their integrity. Concerning these negative impacts, this study identifies and analyzes factors generated by the revised act which would threaten stable life of public officials after their retirement. Finally, this study attempts to provide policy implications and alternatives to deal with these factors. The revised Public Officials Act contains 14 changes such as dropping rate of pensions, increasing pensioners’ age etc. In order to analyze impact of the changes on the pensioners, we insightfully reviewed in-depth literature. According to results of this study, the reduction of total amount pension payments and the change of conditions of public officials pension payments mostly influence income disruption after their retirement. Additionally, as comparing with cases of Japan, UK, US, and Germany, this study provides feasible public policy alternatives categorizing institutional, economic, and individual aspects. First, institutional alternatives are suggested as reforming recruitment system, employment restrictions, age-limit system, introducing peak wage system, and extending working hours. Second, the work placement service and pension adjustment system would increase the economic conditions of the pensioners. Finally, in order to increase individual capacity, this study suggests pre-retirement education, and advancing overseas after the retirement. A limitation of this study is to highly rely on reviewing literature as the analysis method. However, under the conditions which this topic has been undeveloped, this study is valuable as an initial step and provide meaningful findings to further research regarding public officials pension system.