中国保险合同法修订介评
The Review on Revision of China Insurance Contract Law
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초록
2009年2月28日，中国《保险法》通过修订案，新《保险法》于2009年10月1日施行。关于保险合同法，此次修订的内容主要包括：完善如实告知义务，限制保险人合同解除权；系统规制保险格式条款，保护被保险人的利益；完善关于保险利益原则的规定；完善保险受益人制度；修改关于财产保险标的转让后的保险合同效力问题的规定；增加关于责任保险第三人直接请求权的规定；增加关于投保方违反出险通知义务的后果的规定；明确理赔程序和时限，解决理赔难问题；等等。
Abstract
On February 28, 2009, the amendment of china insurance law was passed, which was put in force on October 1, 2009. About insurance contract law, the content of the revision are mainly as follows: to improve duty of disclosure, to restrict insurer’s right to terminate a contract; to regulate systematically insurance standard terms, and to protect interests of insurant; to improve provisions of insurance interest principle; to improve the system of insurance beneficiary; to revise the provision of insurance contract validity after property insurance contract’s target being tansferred; to increase the provision of the third party’s direct claim right in liability insurance; to increase the consequences of policy holder’s violation of the obligations from danger; to regulate the procedure and period of settlement of claim, and to solve the problem of difficulties in settlement of claim, etc.