중국보험법의 주요 개정내용과 그 시사점
中国保险法修改之主要内容及启示 - Reforming of the Chinese Insurance Law and the Suggestion -
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The insurance contract law has experienced important changes in many countries worldwide. The issue concerning the duty to disclose in the insurance law holds an important position in these changes. Recently,Chinese Insurance Law has greatly been revised, and in particular, it has achieved the modernization of the duty to disclose. The changed system about the duty of disclosure is as follows: China has changed to the duty of voluntary disclosure, so that the prospective policyholder has a duty to answer the insurer’s questions. This means Chinese Insurance Law makes a noticeable progressive in protection of policyholder. The Korean insurance industry has developed to a remarkable degree but Korean insurance contract law did not be updated since Dec. 31, 1991. So in order to cope with fundamental changes in the insurance environment,Korean insurance contract law should be revised in view of recent modernization of insurance law such as China, Germany, and Japan. The writer thinks that this work of revision has to be based on the comparative legal research. This paper aims at studying on the reform of the Chinese insurance law 2009, and the writer offers the proposals to Korean insurance contract law reform on the duty of disclosure system.
Abstract
The insurance contract law has experienced important changes in many countries worldwide. The issue concerning the duty to disclose in the insurance law holds an important position in these changes. Recently,Chinese Insurance Law has greatly been revised, and in particular, it has achieved the modernization of the duty to disclose. The changed system about the duty of disclosure is as follows: China has changed to the duty of voluntary disclosure, so that the prospective policyholder has a duty to answer the insurer’s questions. This means Chinese Insurance Law makes a noticeable progressive in protection of policyholder. The Korean insurance industry has developed to a remarkable degree but Korean insurance contract law did not be updated since Dec. 31, 1991. So in order to cope with fundamental changes in the insurance environment,Korean insurance contract law should be revised in view of recent modernization of insurance law such as China, Germany, and Japan. The writer thinks that this work of revision has to be based on the comparative legal research. This paper aims at studying on the reform of the Chinese insurance law 2009, and the writer offers the proposals to Korean insurance contract law reform on the duty of disclosure system.
참고문헌 (30)
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