최초 자가마련기간에 영향을 미치는 요인 분석
The Determinants of Time to Purchase a House for the First Time after Marriage
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The purpose of this study is to identify the factors affecting the period of first home buying after marriage. The study was carried out using 2,041 households data from the 2016 Housing Survey. We analyzed the determinants of choosing between home buying and renting using logistic regression. A group of multiple regressions were used to clarify the effect of main factors on period of buying the home for the first time after marriage. The results are summarized as follows. First, household’s net asset is related to the home buying decision but it does not affect the period to buy the first home. Second, income is not significant when the household decides to buy the home. However, the impact of household’s income is different by the term of first home buying. The households buying their first home in 10 years after marriage were not affected by their income while the others who take longer than 10 years to buy their first home can shorten the time to buy the house using their income. Third, rent type, monthly rent or Chonsei, before buying a home is significant factor of selection of their current tenure but, the first-home buying period is not associated with the rent type.
Abstract
The purpose of this study is to identify the factors affecting the period of first home buying after marriage. The study was carried out using 2,041 households data from the 2016 Housing Survey. We analyzed the determinants of choosing between home buying and renting using logistic regression. A group of multiple regressions were used to clarify the effect of main factors on period of buying the home for the first time after marriage. The results are summarized as follows. First, household’s net asset is related to the home buying decision but it does not affect the period to buy the first home. Second, income is not significant when the household decides to buy the home. However, the impact of household’s income is different by the term of first home buying. The households buying their first home in 10 years after marriage were not affected by their income while the others who take longer than 10 years to buy their first home can shorten the time to buy the house using their income. Third, rent type, monthly rent or Chonsei, before buying a home is significant factor of selection of their current tenure but, the first-home buying period is not associated with the rent type.
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