자동차보험에서 자동차 수리 비용의 산정과 관련한 법적 문제점 연구

Abstract

In modern society, a car is one of our daily necessities. In particular, after COVID-19, the importance of automobiles has increased due to the increase in delivery services and various life cultures using auto- mobiles. As a result, an increase in automobile accidents and disputes related to repair costs for vehicles damaged by accidents have also increased. With the revision of the law on April 7, 2020, Article 16 of the Automobile Damage Compensation Guarantee Act, which required the Minister of Land, Infrastructure and Transport to announce standard working hours and hourly wages, was deleted and Article 15-2 was newly established. Maintenance fees set by the Automobile Insurance Maintenance Council It only stipulates that it can be used as reference data, and there is no content regulating hourly labor in the Automobile Management Act, and only the work hours are set by the maintenance business organization. The legal protection provision has disappeared. In this regard, the court cannot determine the standard maintenance fees for recently damaged vehicles. As the types and technologies of automobiles continue to evolve, consumers want to know objectively and rationally about the technical verification of car maintenance and the transparency of fees through objective and reasonable data. There is also a need to solve the problem of repair costs for companies. Consumers who subscribed to auto insurance for over-repair will have to bear the cost of increasing insurance premiums due to the loss of insurance companies due to excessive insurance payments. The maintenance industry is also trying to fundamentally solve this problem. Various policies can be proposed as a way to solve this problem, but insurance repair cost payment guarantee through pre- damage adjustment in case of a car accident can be one way.