국민경제성장과 생명보험산업과의 관계에 관한 연구-우리나라와 캐나다를 중심으로-
A Study on the Relationship between the National Economy Growth and Life Insurance Industry- Focused on Korea and Canada -
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초록
본 논문은 우리나라와 캐나다의 분기별 시계열 자료(1997～2006년)를 이용하여 생명보험산업과 국민경제과의 관계를 분석하였다. 캐나다와 우리나라는 경제 규모에서는 차이가 있지만 보험산업 외형적인 면에서는 비슷하다. 단위근 검증결과 단위근 존재하는 것을 확인하였고 적어도 1개의 공적분 관계가 존재하였으며 벡터오차수정모형(VECM)을 사용하여 충격반응과 분산분해분석을 하였다. 연구 결과를 요약해 보면 두 나라 모두 생명보험산업은 국민경제를 이끌고 있으며 국민경제성장 역시 생명보험산업에 긍정적인 영향을 주는 것으로 나타났다. 분석결과를 토대로 지속 가능한 국가경제 발전을 위해서는 생명보험산업의 발전이 필수요소임을 시사해 준다.
Abstract
This study has analysed the relationship between life insurance industry and national economy in Korea and Canada using time series data for 1997～2006. The insurance industry scale is resembled though the economy scale has the difference in Korea and Canada. Using unit root test and co-integration test, confirmed existence or non-existence and existed a unit root and a co-integration relation, and variables are unstable. So using VECM(vector error correction model), we analyzed the impulse response analysis and variance decomposition. The result has showed that the life insurance industry leads to national economy in Korea and Canada, the economy growth gives the industry affirmative influence. For The continuous national economy development, the development of the life insurance industry is absolute element.
참고문헌 (45)
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