모바일 모의 주식 투자 활동의 경제교육 효과
Effects of Mobile Stock Market Simulation
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초록
모의 주식 투자는 투자자들이 실제 돈을 가지고 주식 투자에 임하기 전에 주식 투자를 이해하고 가상의 돈으로투자자의 전략을 검증해볼 수 있게 하려는 목적에서 개발된 프로그램이다. 이 모의 주식 투자를 학습 동기를 부여하고경제교육 효과를 높이려는 목적에서 수업에 활용하는 교수자들이 많이 있다. 모의 주식 투자 활동이 대학생들의지식 습득에 미치는 긍정적 효과를 분석하는 것이 이 연구의 주된 목적이다. 학생들은 3개월 동안 강의가 없는 시간에모바일 어플리케이션을 이용하여 혼자 힘으로 가상의 돈을 가지고 주식을 거래하였다. 모의 주식 투자 활동이 종료된후 한 달이 경과했음에도 대학생들은 활동 중 습득한 주식 투자 관련 지식을 대부분 보유하고 있었으며, 학기 말에측정한 지식이 학기 초에 비해서 크게 향상되어 있었다. 이러한 발견은 모의 주식 투자 경험이 대학생의 투자 관련지식 향상에 긍정적 효과를 낳는다는 가설을 지지한다. 지식 점수의 상승분은 사전 지식 점수의 감소 함수로 추정되었는데이는 지식에서의 따라잡기 현상으로 인해 학기 말에 학생 사이의 지식 편차가 상당히 축소되고 있음을 의미한다. 또한 경제 문제에 대한 관심이 높은 학생이 더 많은 지식을 습득하는 것으로 나타났다.
Abstract
Stock market simulation or mock trading is a program designed to help investors understand stock markets and test their own investment strategies with virtual money before they start investing in stocks with real money. There are growing number of professors (teachers) who utilize stock market simulation in class for the purpose of enhancing student learning by increasing enjoyment students derive from the stock trading. The primary focus of the study is to investigate the positive effect of playing stock market simulation on college students' learning. Students simulated stock trading on their own for three months by using a mobile application. Even after one month from the end of the stock market simulation activity, students retained most of the knowledge they gained during their activities, and their knowledge measured at the end of the semester was significantly improved compared to the beginning of the semester, supporting the hypothesis that playing stock market simulation had a positive impact on student learning of concepts related to investment. Test score gain is estimated as a decreasing function of pre-test knowledge score, implying that catch up in learning has greatly reduced knowledge deviation among students at the end of the semester. Regression results also reveals that student’s concern about economic matters contributes to the knowledge acquisition.
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