도시 가계의 사교육비 부담과 지출전략

Abstract

Using the data from the 2002 Family Expenditure Survey, the household strategy to finance private educational expenditure--reduction of consumption or saving--and it's implication to household economic wellbeing were investigated. The major findings were as following. First, the burden of private educational expenditure was not equal among households, but there exists a fraction of households which escalated the overall average level of private educational expenditure. Second, regarding households who spend high level of private educational expenditure, their income class varied and householders tended to have educational attainment of college or above. Third, decomposition of private educational expenditure into reduction of consumption and saving indicated that on average 79.33% of the private educational expenditure was financed by reducing current consumption and 20.67%, by reducing saving. Forth, higher the household income and the burden of private educational expenditure, the proportion financed by reducing saving increased. Finally, those whose income class was below middle and spent high level of private educational expenditure could not achieve appropriate saving for future consumption, and the size of the households was estimated as 31% of the total households having middle and high school students.