중국도시상업은행 효율성 분석을 이용한 한중 금융협력 전략분석 - 동북아 국제금융질서 변화의 시사점을 중심으로
Efficiency analysis in Chinese city commercial bank and Bilateral cooperation strategy between Korea-China
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Changes of China’s macro-economic environment and regulatory policy have brought an important opportunity for the transformation of city commercial banks’ business operation in post-financial crisis era. In this paper, we conduct an analysis on efficiency using DEA centering on the intermediation approach commonly used in evaluating the efficiency of city commercial banks. We takes two models, model (A) is for evaluation of growth and model (B) is for evaluation of profitability. From the sample study of more than 37 city commercial banks， We find that efficiency analysis result shows that there are four character for strategy cooperation. After conducting a matrix analysis to develop the composition factors of efficiencies of each bank, it appears that the profitability and growth of those banks are key factors of Bilateral financial cooperation strategy between Korea-China. Some of the representative ones have established a competitive advantage in the field of financial market. In order to take the initiative and thrive in the international banking industry，city commercial banks and Korean banks should cultivate their own customers and form businesses and profitability structure of their own characteristics.
Abstract
Changes of China’s macro-economic environment and regulatory policy have brought an important opportunity for the transformation of city commercial banks’ business operation in post-financial crisis era. In this paper, we conduct an analysis on efficiency using DEA centering on the intermediation approach commonly used in evaluating the efficiency of city commercial banks. We takes two models, model (A) is for evaluation of growth and model (B) is for evaluation of profitability. From the sample study of more than 37 city commercial banks， We find that efficiency analysis result shows that there are four character for strategy cooperation. After conducting a matrix analysis to develop the composition factors of efficiencies of each bank, it appears that the profitability and growth of those banks are key factors of Bilateral financial cooperation strategy between Korea-China. Some of the representative ones have established a competitive advantage in the field of financial market. In order to take the initiative and thrive in the international banking industry，city commercial banks and Korean banks should cultivate their own customers and form businesses and profitability structure of their own characteristics.
참고문헌 (26)
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