中国监护信托制度的构建
The Construction of Guardianship Trust System in China
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초록
中国《民法总则 (草案)》在监护制度部分完善了成年监护,被监护人的范围不再局限于未成年人和精神病人,同时把监护人的范围扩大到愿意担任监护人的个人和有关组织,这是中国监护社会化的标志. 但是,规定中具体列举的有关组织多是具有公益性质的社会福利机构,虽有监护意愿和能力,但实际上比较缺乏专业的资金管理能力和有效的监督机制,具有一定的局限性. 因此,未来要真正实现监护社会化,仅仅把其他个人和组织增加到监护人的范围中是不够的,依托专业的监护信托机构,构建监护信托制度更符合监护社会化这一发展趋向. 本文摒弃传统单一的监护制度,本着最有利于被监护人利益的原则,根据下述思路,探讨在中国监护信托制度的构建:首先,分析中国目前单一监护制度和信托制度的不足;然后,引入监护信托的概念并阐述其功能;最后,参考域外立法动向,结合本国国情,从委托人、受托人、监督人的角度对中国监护信托制度的构建提出建议.
Abstract
RPC General Provisions of the Civil Law (draft) perfects the adult guardianship in the part of guardianship system. On the one hand, the person under guardianship is not limited to the juvenile and the mentally disabled. On the other hand, the draft adds individuals and relative organizations who/which have the will to be guardian. This new regulation means the socialization of adult guardianship. However, these relative organizations mostly are social welfare institutions with guardianship will and ability, but also have some limits and shortages as guardian, because they are actually lack of professional fund management ability and effective supervision mechanism. Therefore, it is far from enough to add these relative organization examples as guardian. So we consider that guardianship trust system is more comply with the trend of guardianship socialization. With the principle which benefits to the person under guardianship, this paper explores the construction of guardianship trust system in China, according to the following line of thinking. Firstly, point out the deficiency of the traditional guardianship system and trust system. Then introduce the conception of guardianship trust and discuss its function. Finally, use extraterritorial experience for reference, and combine with the situation of China to put forward some suggestions about the construction of guardianship trust system in china from the trustor, trustee and supervisor angles.
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