스타트업기업의 창업성공률 제고를 위한 창업금융의 효율적 운영 방안 연구

Abstract

This paper looks at the business start-up financing including loan support and investment financing and the achievement of the support from the government’s public policy perspective, provided by the government to start-ups which joined leading universities for business start-ups and start-ups which joined the Youth Start-up School run by Small & Medium Business Corporation (SBC) to improve the success rate of start-ups. From the private financing perspective, this study looks at the current state of venture capital and angel investment, which are prerequisite for vitalization of start-ups. In particular, nurturing of start-ups, which is one of the alternatives, is in spotlight when nurturing new growth industry and solving unemployment rate problem have become a major issue for countries around the world due to prolonged economic downturn and uncertainty. With this sense of crisis, advanced countries are improving and supplementing policy factors closely related to start-ups as a means to improve employment rate and growth engine and actively supporting the excellent potential entrepreneurs and start-ups with technological capability. In relation to this, this paper looks at the business start-up financing system in the US and Finland, where start-ups are nurtured very actively and advanced nurturing system is in place. Therefore, this paper presents the impact of business start-up financing among various factors on the success rate of start-ups and policies that can utilize the financing efficiently. This paper presents measures to operate start-up financing efficiently to improve the success rate of business start-ups. First, financing through capable regional angel clubs is required. Second, Public Cloud Fund should be established to commercialize ideas from start-ups. Third, various networks should be established and DB should be strengthened to promote starting business. Fourth, system to encourage entrepreneurship among founders of business start-ups should be established and strengthened. Finally, technology licensing office (TLO) system should be re-established and strengthened for start-up companies. In addition, this paper looks at the ways to operate start-up financing specifically to create and support creative industrial ecosystem. In particular, quantitative growth of financial support is important to establish the start-up financing support system. But itis necessary to lay the foundation for start-up financing by expanding financing through technology innovation valuation from qualitative perspective and through cooperation among different government ministries and cooperation between the central and local governments.