보험설계사에 대한 사회보험 의무적 적용의 타당성에 관한 연구

Abstract

Insurance planners play a very important role as an insurance sales channel, and the discussion of compulsory social insurance of insurance planners is emerging as the hot issue in the area of insurance law. In this paper, the writer deal with the following three areas. First, the writer discusses whether there is a need for the insurance planner to be recognized as an employee based on the fact that it belongs to an insurance company. The writer examines the trends of Supreme Court precedents and examines the operation of insurance planner in major countries. Second, the writer examines that it is reasonable to expand the mandatory application of insurance policy for insurance planners. Third, The question of whether it is reasonable for an insurance planner to make compulsory insurance coverage is discussed in an empirical way. It is important to point out that the mandatory insurance policy for employers 'insurance companies and workers' compensation insurance is a serious issue in that it does not take into account the essential characteristics of insurance planners and seeks to introduce a uniform system based on a single framework. In order to introduce employment insurance, it is necessary to examine sufficient preliminary investigation and influence on the necessity of introducing insurance agent, to give the right of choice to the parties. This is also the case for industrial accident insurance. It should be noted that policies for the benefit of insurance planners may result in rather unexpected disadvantages.