신혼부부 월세 가구의 거주지역별 주거비 부담 및거주환경에 관한 실증 분석

Abstract

This research is to explore the socio-economic and housing statuses of newlywed couples inrental housing by utilizing the 2020 Korean Housing Survey, and, to geographically compare thedeterminants of their residential assessment and housing affordability in four distinctive areas –Seoul, Gyeonggi-Incheon Area(GIA) of the Seoul Metropolitan Area(SMA) and metropolises andnon-metropolises of the non-SMA. The cross-sectional analysis revealed that the studied couplesshared many commonalities, and their housing statuses were geographically diverse. It’s shownthat most were a family of one child, were debt-free and headed by men who were college educated, salaried workers aged mid-thirties being married for 4 years while living for 2 yearsin multi-family housing with three bedrooms. Also, many in Seoul were dual-income, childlesscouples aged late-thirties living in a small and old non-apartment housing and the financial statuswas better off than any other area. Although the renters in Seoul were highly satisfied withresidential environment qualities, the tenants in the rest areas were largely dissatisfied with them,particularly those in GIA with cultural amenities. Most couples in GIA were well-housed, reliedon housing assistance programs and their living expense and housing expenditure-to-incomeratio were low. As many in GIA and non-SMA were discontented with residential environment,satisfactions with livability and urban infrastructure were detrimental to their residentialassessment. Further, it’s obvious that income was a determinant of housing affordability, indicatingthat high housing costs negatively affect residential outcomes and explicitly postpone parenthood. Since residential mobility occurs for young families with dependent children, it’s significant notonly to move up the property ladder by improving housing affordability but also to adequatelymeet their unmet and changing housing and service needs.