본문 바로가기
KERD
논문KCI 등재

모바일뱅킹의 고객만족에 영향을 미치는 요인 연구

A Study on the Factors Influencing Customer Satisfaction of Mobile Banking

0

조회

0

다운로드

8

인용

0

참고문헌

키워드

주제분류산업공학

초록

The purpose of this study is to find out the factors of customer satisfaction as the critical success factors of mobile banking. Based on previous exploratory work and a review of the literature of customer satisfaction, nine key factors are identified: perceived usefulness, perceived easy of use, perceived ubiquity, perceived safety, perceived tangibles, perceived reliability, perceived responsiveness, perceived assurance, and perceived empathy. A conceptual model is developed and hypotheses are empirically examined using multiple regression analysis. The result of this research are summarized as follows: First, perceived usefulness, perceived easy of use, perceived safety, and perceived empathy have significant influence on customer satisfaction. Second, customer satisfaction has significant influence on reuse intention and word-of-mouth intention.

Abstract

The purpose of this study is to find out the factors of customer satisfaction as the critical success factors of mobile banking. Based on previous exploratory work and a review of the literature of customer satisfaction, nine key factors are identified: perceived usefulness, perceived easy of use, perceived ubiquity, perceived safety, perceived tangibles, perceived reliability, perceived responsiveness, perceived assurance, and perceived empathy. A conceptual model is developed and hypotheses are empirically examined using multiple regression analysis. The result of this research are summarized as follows: First, perceived usefulness, perceived easy of use, perceived safety, and perceived empathy have significant influence on customer satisfaction. Second, customer satisfaction has significant influence on reuse intention and word-of-mouth intention.

참고문헌 (20)

  1. 김계수, "인터넷상의 정보서비스 품질요인이 고객만족에 미치는 영향에 관한 연구", 한국고객만족경영학회회보, 1(1), pp.13~22 (1999)
  2. "고객만족, 그 경영과 측정"[URL]
  3. 나광윤, "전자상거래에 대한 사용자 만족요인 연구", 한국정보전략학회지, 2(1), pp.222~241 (1999)
  4. 전병호, "인터넷뱅킹 사이트의 서비스품질과 인터넷 이용자 개인특성이 고객충성도에 미치는 영향", 정보시스템연구, 14(1), pp.197~226 (2005), 한국정보시스템학회
  5. 안나은, "모바일뱅킹 서비스의 수용 요인에 관한 연구", 석사, pp.2003
  6. 안중호, "전자상거래 활용에 대한 소비자 만족요인 연구", 경영논집 서울대학교 경영연구소, 32(4), pp.200~206 (1998)
  7. 염창선, "인터넷뱅킹의 고객만족에 영향을 미치는 요인에 대한 실증적 연구", 산업공학(IE interfaces), 17(3), pp.6~6 (2004), 대한산업공학회
  8. 이경형, "국내 은행의 모바일뱅킹 서비스 현황 -우리은행의 사례를 중심으로", 정보통신정책, 14(18), pp.1~15 (2002)
  9. 이유재, "고객만족 연구에 관한 종합적 고찰", 소비자학연구, 11(2), pp.139~150 (2000)
  10. Cronin J. J., "SERVPERF versus SERVQUAL : Reconciling Performance Based and Perceptions-Minus-Expectations Measurement of Service Quality", Journal of Marketing, 58(1), pp.125~131 (1994)
  11. Davis F. D., "Perceived Usefulness, Perceived Ease of Use and User Acceptance of Information Technology", MIS Quarterly, 13(3), pp.319~340 (1989)
  12. Hair Jr, J. F., "Multivariate Data Analysis with Readings" (1979), The Petroleum Publishing Company
  13. Kettinger, W. J., "Perceived Service Quality and User Satisfaction with Information Services Function", Decision Science, 25(5), pp.737~766 (1994)
  14. Moutinho, L., "Modelling Bank Customer Satisfaction through Mediation of Attitudes towards Human and Automated Banking", International Journal of Bank Marketing, 18(3), pp.124~134 (2000)
  15. Negash, S., "Quality and Effectiveness in Web-based Customer Support Systems", Information & Management, 40, pp.757~768 (2003)
  16. Oliver, R., "A Cognitive Model of the Antecedents and Consequences of Satisfaction Decisions", Journal of Marketing Research, 17, pp.460~469 (1980)
  17. Parasuraman, A., "SERVQUAL : A Multiple-Item Scale for Measuring Consumer Perceptions of Service Quality", Journal of Retailing, 64(1), pp.12~40 (1988)
  18. Pitt, L. F., "Service Quality : A Measure of Information Systems Effectiveness", MIS Quarterly, 19(2), pp.173~187 (1995)
  19. Siau, K., "Mobile Commerce: Promises, Challenges, and Research Agenda", Journal of Database Marketing, 12(3), pp.3~10 (2001)
  20. Woodside, A., "Linking Service Quality, Customer Satisfaction and Behavioral Intention", Journal of Health Care Marketing, 9(5), pp.17~ (1989)

관련 논문AI추천

이 간행물의 다른 논문 (14건)