경지규모별 농가부채에 관한 사례조사 연구- 전남지역의 실태조사를 중심으로-
A Study on the Farm Households Debt by the Scale of Cultlvated Land in 2006
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The basic objectives of this study are: 1) to analyze the current state of farm households debt by the scale of cultivated land in 2006, and 2) to make a few suggestion on how this problem of farm households debt could be alleviated. In order to achieve these objectives, raw data were collected from 123 farming households, which were selected based on four criteria: 1) islands, 2) mountainous area, 3) open field area, 4) suburban area. An average amount of farm households debt was 34,589 thousand won in 2006. Supply credit was made by public credit market system as high as 98.8 percent of total amount and made by private credit market system as 1.2 percent. The credit structure of security was 74.7 percent on real security and 25.3 percent on personal security. The loan period was centered on long-term loan; 64.6 percent of those was long-term loan, 18.3 percent of those was short-term loan, 17.1 percent of those was mid-term loan. Borrowing on purpose was composed of 46.5 percent on capital expenditure, 29.9 percent on farm family expenditure, and 23.6 percent on operating expenditure.
Abstract
The basic objectives of this study are: 1) to analyze the current state of farm households debt by the scale of cultivated land in 2006, and 2) to make a few suggestion on how this problem of farm households debt could be alleviated. In order to achieve these objectives, raw data were collected from 123 farming households, which were selected based on four criteria: 1) islands, 2) mountainous area, 3) open field area, 4) suburban area. An average amount of farm households debt was 34,589 thousand won in 2006. Supply credit was made by public credit market system as high as 98.8 percent of total amount and made by private credit market system as 1.2 percent. The credit structure of security was 74.7 percent on real security and 25.3 percent on personal security. The loan period was centered on long-term loan; 64.6 percent of those was long-term loan, 18.3 percent of those was short-term loan, 17.1 percent of those was mid-term loan. Borrowing on purpose was composed of 46.5 percent on capital expenditure, 29.9 percent on farm family expenditure, and 23.6 percent on operating expenditure.
참고문헌 (28)
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