신용협동조합 조합원의 의식과 그것의 함의
Awareness of Members of Credit Unions and Its Implications
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This study examines what kind of efforts are suggested to the Credit Unions, a kind of people’s financial institutions, in order to alleviates the financial constraints which the low income class faces, owing to the income polarization. To do this study, we surveyed self-employed microbusiness and analyzed the survey results in order to get their meanings and show the Credit Union the direction to go forward. The total number of survey participants was 792. A questionnaire was prepared and distributed to a group of 381 through the Credit Union and a group of 411 through surveyors. The results are as follows: The Credit Union have to select self-employed microbusiness from target customers and use relationship-bankings. Relationship-banking can be utilized in the process of building up the relationship between the Credit Union and the low-credit self-employed microbusiness.
Abstract
This study examines what kind of efforts are suggested to the Credit Unions, a kind of people’s financial institutions, in order to alleviates the financial constraints which the low income class faces, owing to the income polarization. To do this study, we surveyed self-employed microbusiness and analyzed the survey results in order to get their meanings and show the Credit Union the direction to go forward. The total number of survey participants was 792. A questionnaire was prepared and distributed to a group of 381 through the Credit Union and a group of 411 through surveyors. The results are as follows: The Credit Union have to select self-employed microbusiness from target customers and use relationship-bankings. Relationship-banking can be utilized in the process of building up the relationship between the Credit Union and the low-credit self-employed microbusiness.
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