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소비자중재합의의 효력에 관한 미국 법원의 태도와 함의

The U.S. Courts' Attitudes towards the Validity of Consumer Arbitrations

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초록

Today's arbitrations see themselves as the most effective scheme for dispute resolution in a variety of transactional context. While some kind of ADR system was already introduced in Korea as of 2007 with revision of the Consumer Basic Law, consumers' needs in dispute resolution remain unmet. Recently one consumer arbitration case divides the U.S. Supreme Court. Of course, the result of the case is expected to affect tens of millions of arbitration agreements in the States which has the most developed scheme in consumer arbitrations. While Arbitration clauses in adhesion contracts are not automatically held to be substantively unconscionable, Class action waivers are one of the most controversial issues in consumer arbitration. In this study, with the theoretical background of consumer arbitrations general, contractual defenses against adhesive contracts, reviewed are U.S. federal courts' attitudes toward certain consumer arbitration agreement including the class arbitration waiver. Moreover, several issues in AT&T case are examined for practical implications for consumer dispute resolution. All of these are expected to initiate further research to find some guidelines for the proper status and operation of consumer arbitration here in Korea.

Abstract

Today's arbitrations see themselves as the most effective scheme for dispute resolution in a variety of transactional context. While some kind of ADR system was already introduced in Korea as of 2007 with revision of the Consumer Basic Law, consumers' needs in dispute resolution remain unmet. Recently one consumer arbitration case divides the U.S. Supreme Court. Of course, the result of the case is expected to affect tens of millions of arbitration agreements in the States which has the most developed scheme in consumer arbitrations. While Arbitration clauses in adhesion contracts are not automatically held to be substantively unconscionable, Class action waivers are one of the most controversial issues in consumer arbitration. In this study, with the theoretical background of consumer arbitrations general, contractual defenses against adhesive contracts, reviewed are U.S. federal courts' attitudes toward certain consumer arbitration agreement including the class arbitration waiver. Moreover, several issues in AT&T case are examined for practical implications for consumer dispute resolution. All of these are expected to initiate further research to find some guidelines for the proper status and operation of consumer arbitration here in Korea.

참고문헌 (20)

  1. 소비자기본법상 단체소송제도의 평가 및 개선방안에 관한 연구, "강창경", 한국소비자원, ~ (2008)
  2. 김상일, "미국의 소비자중재에 관한 판례의 최근동향", 비교사법, 9(3), pp.~33 (2002), 한국비교사법학회
  3. 김석철, "소비자 피해구제 실태분석을 통한 소비자 중재제도 도입방안 연구", 중재연구, 12(1), pp.207~239 (2002), 한국중재학회
  4. 김선광, "소비자 구제수단으로서의 ODR의 잠재력에 관한 소고", 전자무역연구, 8(2), pp.73~94 (2010), 한국전자무역연구소
  5. 박성용, "소비자분쟁해결제도에 중재제도 도입가능성에 관한 연구*", 중재연구, 19(2), pp.73~94 (2009), 한국중재학회
  6. 박원형, "부합중재합의의 이행가능성과 단체소송에의 적용가능성", 국제상학, 25(1), pp.167~183 (2010), 한국국제상학회
  7. 양병회, "주석중재법" (2005), 대한상사중재원
  8. 정선주, "소비자중재에서 소비자보호의 문제", 서울대학교 법학, 49(1), pp.231~248 (2008), 법학연구소
  9. Bland, F, "CONSUMER ARBITRATION AGREEMENTS: Enforceability and Other Topics 4th ed", pp.51~52 (2004), National Consumer Law Center
  10. Dunham,Edward Wood, "The Arbitration Clause as Class Action Shield", Franchise Law Journal, 16 (1997)
  11. Gilles,Myriam, "Opting Out of Liability:The Forthcoming Near Total Demise of the Modern Class Action", Michigan Law Review, 104 (2005)
  12. Harbison,Kenyon D, "Are Contingent-fee Attorneys Deterred? How Courts Can More Effectively", Appalachian Journal of Law, 7 (2008)
  13. Issacharoff, Samuel, "Credit Card Accountability", University of Chicago Law Review, 73 (2006)
  14. Kaplinsky,Alan S, "The Use of Pre-dispute Arbitration Agreements by Consumer Financial Services Providers" (2010), Practising Law Institute
  15. Kaplinsky, Alan S, "Excuse Me, But Who's the Predator? Banks Can Use Arbitration Clauses as a Defense" (1998), Business Law Today
  16. Macneil, Ian R, "American Arbitration Law: Reformation, Nationalization, Internationalization", ~ (1992)
  17. Oehmke,Thomas H, "Commercial Arbitration", pp.2005, Thomson
  18. Schmitz, Amy J, "Consideration of 'Contracting Culture' in Enforcing Arbitration Provisions", Saint John's Law Review, 81 (2007)
  19. Sternlight,Jean R, "Creeping Mandatory Arbitration:Is It Just", Stanford Law Review, 57 (2005)
  20. Sternlight, "As Mandatory Binding Arbitration Meets the Class Action,Will the Class Action Survive", William and Mary Law Review, 42 (2000)

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