중국 자동차 교통사고 강제보험제도에 대한 고찰 - 자동차 교통사고 책임강제보험조례를 중심으로 -
A Legal Study on the Compulsory Insurance System about Automobile Traffic Accident in China
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Abstract
Automobile insurance(also known as vehicle insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks, and other vehicles. Its primary use is to provide protection against losses incurred as a result of traffic accidents and against liability that could be incurred in an accident. This insurance is two types such as voluntary insurance and compulsory insurance. The comprehensive insurance is included in the former, the automobile insurance based on "The Automobile Accident Compensation Security Act" is included in the later. Especially, the Compulsory insurance about the automobile accidents is that compensate the incurred persons for the life and property loss by the automobile operating accident. In China, the compulsory insurance like the korean's insurance is enacted by the compulsory insurance law about the liability of the automobile traffic accidents and the same law comes into force from July 2006. Therefore, in this thesis, I will inquire into the differences and the improvements of the compulsory liability insurance law between the China and the Korea. In the Concrete, at first, I will examine the backgrounds of the formation of the compulsory liability insurance law. Secondly, I will examine the contents and the improvements of the chinese automobile insurance law. By the these examination, I will point out the several advice when we are going to enter into the china. As a result, I founded in the several difference between chinese compulsory insurance and korean insurance about the automobile traffic accidents. So to speak, it serves as the examples such as the difference of the law's system, the difference of the compensation extents, the difference of the handling procedures after insurance period's terminations, the possibility of the deferment after insurance contract' offer and the difference of the necessary conditions and proceedings of the notification obligation, etc.
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