신용카드 부정사용의 유형과 손실부담

Abstract

The credit card has become an essential part of our everyday life,serving as an inseparable tool in the national economy as well as in the household one. However, this useful tool has been causing a lot of negative side effects and disputes as well with people's misuse or abuse of it. Now, the legislation of credit card transaction like credit professional finance law is made up of individual and dispersive legislation form which is focusing on restriction by legal form. So, in case of happening disputes related to credit card, because consumer tries solutions in search of the act unsystematically, there will have to be complementaries in legislation and in policy about this. Credit card fraud is a wide-ranging term for theft and fraud committed using a credit card or any similar payment mechanism as a fraudulent source of funds in a transaction. The purpose may be to obtain goods without paying, or to obtain unauthorized funds from an account. Credit card fraud is also an adjunct to identity theft. This paper is a study on the type of the consumption on the credit card fraud and try to find a solution to a problem in loss on credit card fraud. This is intended to make an overall survey on credit card transaction and find out suitable legal tool for solving disputes arising in connection with them. And this is the way increase a trust in credit card system, furthermore it will be contributed to build the society of credit.