Research on the Coverage of Compulsory Liability Insurance for Environmental Pollution
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In order to solve the current crucial environmental problems, China has initially established a system of compulsory liability insurance for environmental pollution. Coverage is still a matter of concern in practice in the construction of the system. This paper attempts to follow the basic principles and concepts of compulsory liability insurance for environmental pollution, combines the reality of China with law and economic theory to explore the controversial and specific risk responsibilities. While choosing the underwriting standards, it is ambiguous to clarify whether the liability for progressive pollution accidents falls within the coverage of insurance standards which is against the purpose of the system. On the specific underwriting matters, although the eco-environmental damage is included, the definition of public and private law liability is still unclear, and the relevant system supporting norm standards are still to be clarified; the compensation for mental damage co is excluded from the coverage, the value of the system cannot be achieved.
Abstract
In order to solve the current crucial environmental problems, China has initially established a system of compulsory liability insurance for environmental pollution. Coverage is still a matter of concern in practice in the construction of the system. This paper attempts to follow the basic principles and concepts of compulsory liability insurance for environmental pollution, combines the reality of China with law and economic theory to explore the controversial and specific risk responsibilities. While choosing the underwriting standards, it is ambiguous to clarify whether the liability for progressive pollution accidents falls within the coverage of insurance standards which is against the purpose of the system. On the specific underwriting matters, although the eco-environmental damage is included, the definition of public and private law liability is still unclear, and the relevant system supporting norm standards are still to be clarified; the compensation for mental damage co is excluded from the coverage, the value of the system cannot be achieved.
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