소득변화에 따른 청년가구의 임대료부담능력 전망과 지불 가능한 임대주택 규모 추정

Abstract

Korean housing market is going through a rapid shift due to demographic and economic changes. Unstability in employment and income facilitates the trend of decreasing home ownership and chonsei while increasing monthly rent ratio. In the era of low growth, employment is unstable; housing price is high compared to income; and housing expenses are burdensome because monthly rent is increasing. In this sense, the research aims to propose measures and recommendations to improve the mid-20s to 30s’ dwelling stability. Followings are the main findings of the analysis. First, among the mid-20s to 30s whose age is in between 25 to 39 years, the 25 to 34 years’ chonsei and housing demand were sharply decreased due to the change in employment and income. Their housing expenses increased in a great deal. Second, the analysis on the mid-20s to 30s’ affordable housing price and rent shows that the mid- and low-income households whose age is in between 25 to 34 years, living in Seoul, Gyeonggi, Ulsan, and Busan suffer from higher housing unstability. Third, the housing supply that matches the future income level of the mid-20s to 30s should be increased. Finally, housing related laws such as Housing Act need to be amended.