우리나라 수입보험의 활용확대 방안에 관한 연구

Abstract

This study went through the current import insurance scheme as well as its usage since its inception in 2010. It turns out that the underwriting volume of import insurance was not more than 1% of that of the total amount; large corporations were a major user, i.e. approximately 75%; the underwriting amount of import insurance for importers was negligible. In addition, a survey aiming to find out a lukewarm usage in import insurance shows the following results: K-sure’s inactive support for import insurance, limitations on items, and a lack of promotion. Based on this survey, in order to increase the usage of import insurance, this study focused on a need to expand import insurance from the dimension of importers, national economy, and export enlargement. It suggests that the current import scheme be reorganized towards customer friendly, new schemes be introduced, K-sure’s role for import insurance be overhauled, enough financial resources be available for consistent operation of import insurance. On the other hand, this study points out potential ensuing problems due to the expansion such as insufficient Export Fund, indifferent import increase, and national producers’ resistance.