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자동차보험과 건강보험의 의료기관 종별가산율 일원화 논리에 대한 고찰

Study on the unification theory of added-ratio by size of medical institution between National Insurance and Traffic Accident Insurance

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초록

Government has driven the unification of added-ratio by size of medical institution(below 'added-ratio') between National Health Insurance(NHI) and Traffic Accident Insurance(TAI). And Some studies have supported the policy through arguing that length of stay(LOS) and medical expenditure per hospitalization care of TAI is longer or higher than that of NHI. There is added-ratio difference in tertiary hospital(TAI 15%p higher than NHI), general hospital(TAI 12%p higher than NHI) among medical institutions between NHI and TAI(below 'group A'). But there is no difference in hospital(TAI 1%p higher than NHI), clinic(TAI = NHI)(below 'group B'). The policy target for the unification of added-ratio is group A. But LOS and medical expenditure per hospitalization care(MEPC) of group A is very short in realty. And management strategy of group A is not MEPC but medical expenditure per day(MEPD). To compare 3 medical institutions(general hospital, hospital, clinic) with LOS and MEPC according to same ICD code between NHI's inpatients and TAI's inpatients. 3 general hospitals, 3 hospitals, 3 clinics. Treatment amount of 6 months for each medical institutions. TAI's LOS and MEPC of General hospital is shorter than that of NHI. But THI's LOS and MEPC of hospital and clinic is longer than that of NHI. TAI's LOS and MEPC of Group A is shorter than that of NHI. But TAI's LOS and MEPC of group B is longer than that of NHI.

Abstract

Government has driven the unification of added-ratio by size of medical institution(below 'added-ratio') between National Health Insurance(NHI) and Traffic Accident Insurance(TAI). And Some studies have supported the policy through arguing that length of stay(LOS) and medical expenditure per hospitalization care of TAI is longer or higher than that of NHI. There is added-ratio difference in tertiary hospital(TAI 15%p higher than NHI), general hospital(TAI 12%p higher than NHI) among medical institutions between NHI and TAI(below 'group A'). But there is no difference in hospital(TAI 1%p higher than NHI), clinic(TAI = NHI)(below 'group B'). The policy target for the unification of added-ratio is group A. But LOS and medical expenditure per hospitalization care(MEPC) of group A is very short in realty. And management strategy of group A is not MEPC but medical expenditure per day(MEPD). To compare 3 medical institutions(general hospital, hospital, clinic) with LOS and MEPC according to same ICD code between NHI's inpatients and TAI's inpatients. 3 general hospitals, 3 hospitals, 3 clinics. Treatment amount of 6 months for each medical institutions. TAI's LOS and MEPC of General hospital is shorter than that of NHI. But THI's LOS and MEPC of hospital and clinic is longer than that of NHI. TAI's LOS and MEPC of Group A is shorter than that of NHI. But TAI's LOS and MEPC of group B is longer than that of NHI.

참고문헌 (13)

  1. 자동차보험 진료수가에 관한 기준, "국토해양부", ~ (2012)
  2. 권창익, "보험진료비 심사일원화의 사회, 경제적 효과", 보건과 사회과학, (20), pp.105~125 (2007), 한국보건사회학회
  3. 김진현, "요양급여 조사․심사 및 사후관리, 요양급여 심사 및 진료수가 제도 개선 공청회", 국민권익위원회, 13~58 (2009)
  4. 환자조사 보고서, "보건복지부", ~ (2005)
  5. 건강보험 요양급여의 내역, "보건복지부", ~ (2012)
  6. 유승흠, "의료보험 확대와 병원의 좌표", 대한병원협회지, 12(3), pp.8~14 (1983)
  7. 유승흠, "병원경영" (2005), 계축문화사
  8. 유형식, "자동차보험 환자와 건강보험 환자의 의료 이용 양상 분석", 대한예방한의학회지, 11(2), pp.175~188 (2007), 대한예방한의학회
  9. 이용재, "요양급여 진료수가 합리화, 요양급여 심사 및 진료수가 제도 개선 공청회", 국민권익위원회, 61~88 (2009)
  10. 이종훈, "병원경영 측면의 질환별 적정 재원일수 도출 및 영향 요인에 대한 탐색", 경희병원경영전략연구소 1주년 기념 심포지엄, pp.37~59 (2007), 경희병원경영전략연구소
  11. 조우현, "병원 재원기간 및 진료비에 영향을 미치는 요인 분석", 박사, 보건학, pp.1987
  12. 건강보험 진료비 적정화 등을 위한 병상 자원 관리 방안 개발, "한국보건산업진흥원", 23~25 (2011)
  13. Mankiw N. G., "Principles of Economics(second edition)" (2001), Harcourt College Publishers

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