자동차사고와 과실비율산정에 관한 일본의 최근 논의

Abstract

In the case of a car accident, how to estimate the rate of failure is also very important to us. In the event of a car accident, there is frequent quarrel between the parties over the fault ratio, and the social cost is also small. Considering this point, we have a lot of suggestions for us to simplify the fault rate into three patterns, or to receive compensation from the insurance that you have joined without having to look at the fault ratio itself. Especially, in Korea, as the number of high-priced vehicles increases, the number of cases in which a driver of a low-cost vehicle is liable to damage is increasing. If the perpetrator is a driver of a high-priced vehicle, the driver of the low-cost vehicle, who is the victim, may incur a higher cost unless the fault ratio is 100: 0. As the number of high-priced imported vehicles increases, the number of damage cases is also increasing. In other words, there is a controversy about the calculation of the rate of negligence in Korea, but the issue of the accident rate between the high - priced and low - priced vehicles is becoming an important issue. What can be considered as a solution to this problem is thought to be the Knock for Knock agreement, which is being discussed in Japan. The driver of a high-cost vehicle will be paid more premiums and guaranteed to be repaired in the event of an accident, and the driver of the low-cost vehicle will be paid less premium and guaranteed to be repaired within that range. In other words, it can be a way to improve the unreasonable points that occur in accidents of high-priced and low-cost vehicles.