보험산업에 대한 규제의 조화 -금융위원회와 공정거래위원회의 관계를 중심으로 -
Harmonization of regulations on the insurance industry between Fair Trade Commission and Financial Services Commission
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The insurance industry has been classified as a regulated industry. So Finance Service Commission has regulated the insurance indusry on the base of the insurance business law and the relevant finance laws. On the other hand, since insurance industry has offered goods on the market too, it would be an object of the application of competition law. Recently the more emphasized on the competition policy in the insurance industry, the more important has been the role of the competition law. So it is undoubtedly possible to apply Monopoly Regulation Act, which is a competition law in Korea, by Korea Fair Trade Commission to the insurance industry. There are differences between the regulations of Finance Service Commission and one of Korea Fair Trade Commission as to the purpose and method of the regulations. But both Agencies have common subjects, the sound development of the insurance industry and the maximization of insurance consumer welfare. In this way, it is necessary that cooperations of both agencies should be increased in the future.
Abstract
The insurance industry has been classified as a regulated industry. So Finance Service Commission has regulated the insurance indusry on the base of the insurance business law and the relevant finance laws. On the other hand, since insurance industry has offered goods on the market too, it would be an object of the application of competition law. Recently the more emphasized on the competition policy in the insurance industry, the more important has been the role of the competition law. So it is undoubtedly possible to apply Monopoly Regulation Act, which is a competition law in Korea, by Korea Fair Trade Commission to the insurance industry. There are differences between the regulations of Finance Service Commission and one of Korea Fair Trade Commission as to the purpose and method of the regulations. But both Agencies have common subjects, the sound development of the insurance industry and the maximization of insurance consumer welfare. In this way, it is necessary that cooperations of both agencies should be increased in the future.
참고문헌 (28)
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