금융산업에 대한 규제의 새로운 패러다임 － 미국의 경우를 중심으로 －
The New Paradigm of the Regulatory and Supervisory Approach over the Korean Financial Industry Focused on the Legal System of the United States
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Since August 2007, many countries including the Republic of Korea (hereinafter ROK) have had a severe hard time in the financial crisis originated from the United States. Even though they introduced lots of plans in order to overcome such a tragedy, many plans do not work yet. Such crisis has proven that the Korean unique regulation against the financial industry not connected with financial regulatory level of the United States and the European Union (hereinafter EU) does not work any more. In other words, the level of the Korean financial regulation and supervision needs to be just or almost interlocked with those of the United States and the EU. For this, we need to examine the important plans of the United and the EU and take lessons from them. However, the author reviews only the master plans of the United States in this article and has a plan to proceed to study the regulatory and supervisory approach of the EU after examining this piece. The article shows that while the United States has a master plan to intensify the financial regulation and supervision, the ROK mitigates the financial regulation and supervision. Even though the big pictures between the ROK and the United States are different, the levels of the sub-provisions of the two countries’ financial regulation and supervision might be determined as opposed to the big picture of the two countries’ financial regulation and supervision. In this sense, the study on the sub-provisions of the two countries’ financial regulation and supervision must be subsequent to this piece which examines the big picture of the two countries’ financial regulation and supervision.
Abstract
Since August 2007, many countries including the Republic of Korea (hereinafter ROK) have had a severe hard time in the financial crisis originated from the United States. Even though they introduced lots of plans in order to overcome such a tragedy, many plans do not work yet. Such crisis has proven that the Korean unique regulation against the financial industry not connected with financial regulatory level of the United States and the European Union (hereinafter EU) does not work any more. In other words, the level of the Korean financial regulation and supervision needs to be just or almost interlocked with those of the United States and the EU. For this, we need to examine the important plans of the United and the EU and take lessons from them. However, the author reviews only the master plans of the United States in this article and has a plan to proceed to study the regulatory and supervisory approach of the EU after examining this piece. The article shows that while the United States has a master plan to intensify the financial regulation and supervision, the ROK mitigates the financial regulation and supervision. Even though the big pictures between the ROK and the United States are different, the levels of the sub-provisions of the two countries’ financial regulation and supervision might be determined as opposed to the big picture of the two countries’ financial regulation and supervision. In this sense, the study on the sub-provisions of the two countries’ financial regulation and supervision must be subsequent to this piece which examines the big picture of the two countries’ financial regulation and supervision.
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