신용정보의 이용 및 보호에 관한 법률 개정의 의의

Abstract

Information Society are the collection and distribution of information make it easier progresses. This phenomenon has created an environment in which to send and collect the credit information in a financial institution is a major role in financial transactions quickly and easily, but can also be expected problem of illegal use and misuse of it. A series of recent cases of information leakage and abuse may occur in the real concern was, because of this there was a revision of the Use and Protection of Credit Information Act(hereinafter refer to the Credit Information Act - Credit Information Act is the concept of credit information, credit information on licensing agent, a law comprehensively regulated the management of credit and sanctions.) In this paper, and to deal with the information related to the protection of personal credit information, protect information, especially around the Credit Information Act, proactive protection means that are introduced or strengthened in particular in order to strengthen the protection of the amended credit personal credit information law (collect), separated by a reactive protective measures (sanctions) were investigated and reviewed and problems related to it. Overall, revision information for law succeeded in preventing the illegal use of credit information to credit information supplier, but the limiting factor is often the criticism that the recent financial industry has been the driving force behind the Pin-Tech Industrial development pose. For one thing, it is important to maintain relevant information, illegal use of credit information does support the true attitude of industry would have to be done first.