한국과 독일 그리고 일본의 폐업 자영업자 정책 비교 분석

Abstract

It is recently expected to increase bankrupt small business due to the ongoing economic downturn. therefore, it is required appropriate policies for the bankrupt small business because of social security. In this study, we examine the policies for the bankrupt small business in countries with similar political demands with Korea, such as Germany and Japan. And then we draw some effective policies for korean bankrupt small business. In foreign case, there is no special policy for only bankrupt small business. The countries support bankrupt small business through their basic social security system and general supporting system for the unemployed. In Germany, bankrupt small business can take unemployment benefits, vocational training, employment service and so on as general paid worker, if they have unemployment insurance. Self-employed, they have low-income, also can take support for living in social welfare dimension. And there is no institution that supports specially targeting the self-employed out of business. The most self-employed in Germany are subscribed to unemployment insurance. This means that the self-employed in Germany to maintain a certain level of life when they go out of business. In the case of Japan, there is only one special policy for only bankrupt small business. And that is business closure consulting. The Japanese Government affords tax support for a mutual aid association as Yellow Umbrella Mutual Aid System in Korea. The implication of Germany and Japan is that self-employed will be incorporated into the social security system, and have the spirit of self-help. More important than anything for the self-employed should be encouraged to join in the unemployment insurance system because self-employed need fixed income for maintaining the basic standard of living during closure of business.