자영업자 고용보험의 문제점과 개선방안 연구

Abstract

This study examined the current status and problems of the self-employed employment insurance. In addition, a plan to improve the system to promote the self-employed employment insurance subscription was derived. The reason for the proposal for the system improvement is that the employment insurance coverage rate of self-employed people is less than 1%. Proposing a plan to improve the system to promote employment insurance subscription, at the government level, employment insurance guarantees a stable income by solving uncertain sources of income caused by unemployment. And because it has the advantage of having an automatic stabilization function that alleviates the amplitude of economic change. This is because it is very important for self-actualization and livelihood maintenance through labor even at the level of self-employed individuals. Increasing social risks such as employment insecurity due to stagnation of growth, global economic crisis, corporate bankruptcy, unemployment, job search failure, and job shortages are becoming commonplace today. Therefore, it is necessary to provide better living arrangements for families through employment insurance. At the same time, it is necessary to establish a foothold for resurgence through vocational education programs provided. However, due to the fundamental limitations of the self-employed employment insurance, it is difficult to expect an expansion of the self-employed employment insurance. This is because the conditions for the self-employed employment insurance are set at a disadvantage compared to the employment insurance for workers and artists. In other words, while the premium rate is relatively high, the benefits are low. Therefore, an improvement in the system should be preceded in order to expand the subscription of the self-employed employment insurance