2017년「가계금융복지조사」조사표 변경의 가계답변에 대한 영향
Revision in the Questionnaire of the Survey of Household Finance and Living Conditions in 2017 - A Natural Experiment of ‘Limited Attention' -
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참고문헌
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초록
2017년「가계금융복지조사」의 조사표에 형태상의 변경이 있었다. ‘기타 소비지출’ 범주에서 조사항목의 내용은 동일하되 조사항목을 제시하는 형식을 다르게 한 변화였다. 본 논문은 이 조사표 변경 후 실시된 조사에서 ‘기타 소비지출’ 금액이 조사표 변경 이전 대비 57.6% 증가하였음을 발견하고 이 사실을 보고하였다. 조사결과 변동은 소득이 높은 가계에서 통계적으로 유의하게 컸고, 가구주 연령, 학력 및 가구원수 등과는 유의한 관계가 없는 것으로 나타났다.
Abstract
A seemingly simple revision was made in 2017 for “Survey of Household Finances and Living Conditions (SFLC)” in its questionnaire. The revision was about how to present the questionnaire rather than what to include. Apparently, the revision resulted in a more salient questionnaire with respect to expenditures on 'others'. The seemingly simple revision took a substantial impact on the responses of households. This paper examines this event with the two folded purposes. First, this study aims at reporting the fact that a statistically significant change occurred in the SFLC dataset after the revision of the questionnaire in 2017. Second, this paper seeks to provide an explanation relying on behavioural approaches as the traditional rational agent-based approach is at odds with the phenomenon. This paper interprets the event as an example illustrating that households are subject to the constraint of `limited attention'. In particular, their capacity of processing or attending to information is influenced by how the information is presented: `salience' matters.
참고문헌 (9)
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