中國金融深化與金融體制的展的影

Abstract

The Financial Deepening and Financial System Development in ChinaThis article is discussed the process of financial deepening and financial system development in China. As China has about 20 years of high economic growth, the speed of financial capital growth is very fast. Although China realized diversity of financial capital structure and growth in numbers, but the financial growth must still be passively applied to the performance of economic marketing. In fact, it can be said that the high financial deepening index in China appeared under circumstances of singularity of financial tools, the monopoly of banking system, the underdevelopment of financial markets. It should be noted that the inefficient residential deposit and high-level financial deepening caused but bad loan must be costly. Apart from the negative effect to residential income growth, the bad loan problem became an obstacle of banking system reform. The development of financial market, such as stocks and bonds, is still in the elementary level, this have only limited effect to the economic growth. With China joining WTO and further opening of market, the financial system need basic reform.