보험사기의 문제점과 쟁점분석

Abstract

Problems of insurance crime and analysis of its issues Insurance contract is a promise by one person to pay another money or any other thing of value upon the happening of a fortuitous event, beyond the effective control of either party, in which the promisee has an interest apart from the contract. The contract of insurance is the primary illustration of a class of contracts described as uberrimae fidei, that is, of the utmost good faith. As a result, the potential parties to it are bound to volunteer to each other before the contract is concluded information which is material. The requirement of utmost good faith has also been held to apply throughout the contract. The insured should not use insurance as a unjust money making means. This study concentrates on showing the present insurance crime in korea and finding out effective methods to avoid it.