約款說明義務와 法令에 規定된 事項
Study on the Duty to Explain and Provisions in the Law
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This paper is to study and analyze some important cases held by the recent Korean Supreme Court. This paper debates the explanation duty of an insurer as applied to insurance coverage disputes. Courts and most scholars have argues for the soul of contract law. Under the traditional contract theory, the assent of both parties to the terms of an agreement is necessary for creation of an enforceable contract. Provisions excluding or limiting coverage, according to the theory, would not be enforceable because of "substantialness". However, it is very difficult to discern the substantial clause and the non-substantial. And so forth, this paper also explorers some the point at issues of insurance law. In this Paper, I enunciate some suggestions of the reasonable theory to our debate about the legal nature of insurance policy. The Supreme Court construed the related matters, and this paper clarified the holding.
Abstract
This paper is to study and analyze some important cases held by the recent Korean Supreme Court. This paper debates the explanation duty of an insurer as applied to insurance coverage disputes. Courts and most scholars have argues for the soul of contract law. Under the traditional contract theory, the assent of both parties to the terms of an agreement is necessary for creation of an enforceable contract. Provisions excluding or limiting coverage, according to the theory, would not be enforceable because of "substantialness". However, it is very difficult to discern the substantial clause and the non-substantial. And so forth, this paper also explorers some the point at issues of insurance law. In this Paper, I enunciate some suggestions of the reasonable theory to our debate about the legal nature of insurance policy. The Supreme Court construed the related matters, and this paper clarified the holding.
참고문헌 (18)
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- "Couch on Insurance", ~ (2010)
- Prölss, "Versicherungsvertragsgesetz" (1998), C.H.Beck
- Robert E. Keeton, "Insurance Law" (1999), West Group
- Robert H. Jerry II, "Understanding Insurance Law" (1996), LexisNexis
- Römer, "Versicherungsvertragsgesetz mit PfIVG und KfzPFIVV" (2003), C.H.Beck
- T.D. Rakoff, "Contracts of Adhesion: An Essay in Reconstruction", HARV. L. REV, 96, pp.1173~ (1983)
- "Westlaw On Line Data Base"[URL]
