중세 지중해 지역의 보험성 외환대차계약

Abstract

600 years have passed, since the primitive shape of marine insurance "Mutuum" has risen up in the mediterranean area. And it has been recognized as a "Loan Contract" which has functions of insurance. However, until now we cannot realize the concrete meaning of the contract precisely. And what made the "Mutuum" change to the pure insurance in the 15th century. Therefore, in this thesis, I make a point of understanding the real meaning of mutuum contract's theory, and finding out the real cause of pure insurance contract's nativity. On the process of research, I discovered a particular shape of insurance contract by chance, and I named it "insurance-loan contract". That contract has a different theory in comparison with the contents of both the former shape of mutuum and pure insurance contract of Italia in the 15th century. And the contract is used on around 13～14th century. We regard it is the new shape of contract that we haven't met before. So, I tried to define the concrete meaning of the contract's contents and relations of both insurer and insured. I believe this discover gives us a significant interest to understand the real process of the insurance contract's progress on the viewpoint of historical study.