Application of the life course paradigm to the study of financial solvency and financial satisfaction in later life: A comparative study of American and Dutch elderly consumers
0
조회
0
다운로드
1
인용
0
참고문헌
키워드
초록
the need for studying a person’s financial behaviour over his or her entire life course, their research efforts have been hampered by a lack of viable conceptual frameworks. The present study shows how researchers could employ the life course paradigm to study consumers’ financial behaviours. It illustrates how researchers could derive hypotheses from theories dictated by the life course paradigm to explain financial solvency and financial satisfaction in later life. These hypotheses are tested using samples of individuals more than 60 years of age from the United States (N = 191) and the Netherlands (N = 173). Findings suggest that the overall life course framework can be used to understand financial solvency and financial satisfaction in later life. Implications for theory and further research using the life course approach are also discussed.
Abstract
the need for studying a person’s financial behaviour over his or her entire life course, their research efforts have been hampered by a lack of viable conceptual frameworks. The present study shows how researchers could employ the life course paradigm to study consumers’ financial behaviours. It illustrates how researchers could derive hypotheses from theories dictated by the life course paradigm to explain financial solvency and financial satisfaction in later life. These hypotheses are tested using samples of individuals more than 60 years of age from the United States (N = 191) and the Netherlands (N = 173). Findings suggest that the overall life course framework can be used to understand financial solvency and financial satisfaction in later life. Implications for theory and further research using the life course approach are also discussed.
참고문헌 (19)
- Adams, G. A., "Putting off tomorrow to do what you want today : Planning for retirement", American Psychologist, 66(3), pp.180~192 (2011)
- Barbosa, L. M., "Retirement adjustment predictors—A systematic review", Work, Aging and Retirement, 2(2), pp.262~280 (2016)
- Buhrmester, M., "Amazon’s Mechanical Turk: A new source of inexpensive, yet high-quality data?", Perspectives on Psychological Science: A Journal of the Association for Psychological Science, 6(1), pp.3~5 (2011)
- Goodman, J. K., "Crowdsourcing consumer research", Journal of Consumer Research, 44(1), pp.196~210 (2017)
- Gudmunson, C. G., "Family financial socialization : Theory and critical review", Journal of Family Economic Issues, 32(4), pp.644~667 (2011)
- Hershey, D. A., "Impact of different types of retirement transitions on perceived satisfaction with life", The Gerontologist, 54(2), pp.232~244 (2013)
- Hershey, D. A., "Aging and financial planning for retirement : Interdisciplinary influences viewed through a cross-cultural lens", The International Journal of Aging and Human Development, 70(1), pp.1~38 (2010)
- Hershey, D. A., "Bridging the gap : Anticipated shortfalls in future retirement", Journal of Family Economic Issues, 33(3), pp.306~314 (2012)
- Hershey, D. A., "Oxford library of psychology. The Oxford handbook of retirement", pp.402~430 (2013), Oxford University Press
- Hershey, D. A., "Psychological foundations of financial planning for retirement", Journal of Adult Development, 14(1–2), pp.26~36 (2007)
- Hershey, D. A., "Psychological determinants of financial preparedness for retirement", The Gerontologist, 40(6), pp.687~697 (2000)
- Kim, J., "Factors related to retirement confidence : Retirement preparation and workplace financial education", Financial Counselling and Planning, 16(2), pp.77~89 (2005)
- Lusardi, A., "Baby boomer retirement security : The roles of planning, financial literacy, and housing wealth", Journal of Monetary Economics, 54(1), pp.205~224 (2007)
- Mirowsky, J., "Eliminating defence and agreement bias from measures of the sense of control: A 2 × 2 index", Social Psychology Quarterly, 54(1), pp.127~145 (1991)
- Moschis, G. P., "Consumer behavior over the life course: Research frontiers and new directions" (2019), Springer
- George P. Moschis, "Paths to successful academic research: A life course perspective", Journal of Global Scholars of Marketing Science(마케팅과학연구), 29(4), pp.372~408 (2019), 한국마케팅과학회[DOI]
- OECD-INFE, "Measuring financial literacy: Core questionnaire. In Measuring financial literacy: Questionnaire and guidance notes for conducting an internationally comparable survey of financial literacy", OECD, ~ (2011)
- van Solinge, H., "Adjustment to and satisfaction with retirement: Two of a kind?", Psychology and Aging, 23(2), pp.422~434 (2008)
- Wessling, K. S., "MTurk character misrepresentation : Assessment and solutions", Journal of Consumer Research, 44(1), pp.211~230 (2017)